While we all think it couldn't happen to us, fraudsters target people of all walks of life.

Combating scams is an ongoing challenge. Be alert, don't open suspicious texts or click on unverified links or attachments in emails, be very careful about sharing your personal information, and change your passwords frequently.

If you are contacted by someone claiming to be your service provider, financial institution or even the Government - it is well within your rights to ask for a case number and contact the organisation on your terms, via verified and official phone numbers or ask the organisation to contact you via alternative details they should already have. While it may be inconvenient, it is far better than being a victim.